Jurnal Ekonomi dan Manajemen

EVALUATION OF SUCCESSFUL MOBILE BANKING INFORMATION SYSTEM AT BANK SYARIAH INDONESIA

2023-01-20T03:45:25+00:00

This study aims to determine what factors influence the success of the BSI Mobile banking application using the Delone and Mclean Information System Model. The variables used in this study are system quality, information quality, service quality, use, user satisfaction, and net benefit. This research was conducted on BSI customers who have done banking transactions using Mobile banking and have been BSI customers for the past year. The sample used is as many as 200 respondents with a sampling technique that is purposive sampling. This type of research is causal associative and the method used in this study is the Partial Least Square (PLS) method. Based on the results of research, information quality and service quality have a positive effect on user activity, system quality and information quality have a positive effect on user satisfaction, service quality does not affect user satisfaction, user activity has a positive effect on user satisfaction, user activity and user satisfaction have a positive effect on user benefits (net benefits). The results of this study are expected to help Bank Syariah Indonesia in improving the information system on Mobile banking so that it can provide satisfaction to BSI customers

THE INFLUENCE OF REAL INTEREST RATES, INFLATION, EXCHANGE RATE, AND GDP ON STOCK RETURN IN THE PROPERTY SECTOR

2023-01-20T03:45:13+00:00

Stocks are one of the investment products in financial markets that need to be understood in terms of risk and return, where changes in stock returns can be influenced by external and internal factors. This study aims to determine the significant effect of real interest rates, inflation, exchange rates, and gross domestic product on property sector stock returns on the Indonesia Stock Exchange (IDX) in the 2012-2019 period. This period shows a fluctuating property market cycle due to changes in external factors, namely the economy and politics in Indonesia. Public companies in the property and real estate sector are listed on the IDX, with a total of 67 companies selected with certain criteria; 26 companies were selected. Secondary data obtained from the World Bank and Bank Indonesia were tested using panel data regression. The test results show that real interest rates, inflation, and exchange rates have a significant effect on stock returns, but the gross domestic product has no significant effect. This research proves the importance of the government's role in maintaining the economic and political stability of a country so that investors are interested in investing in the stock market. Contributions from the property and real estate sector in driving the economy from upstream to downstream also need government support regarding regulations and taxation.

EFFECT WORKLOAD ON WORK STRESS TO DISTRICT ATTORNEY EMPLOYEE IN SAMARINDA

2023-01-20T03:45:05+00:00

A workload is a number of activities carried out or the time given to complete work that is perceived by individuals as excess work activities, working hours, work pressure, and individual satisfaction levels. The many demands of work in the work environment make work stress appear. This study aims to see the effect between workload and work stress on employees of the Samarinda City Public Prosecutor's Office. The number of research samples in this study was 46 respondents. In data collection, the workload scale used consisted of 12 items with a Cronbach alpha of 0.850 and the work stress scale consisted of 13 items with a Cronbach alpha of 0.835. The results of this study indicate that workload has a significant and positive effect on work stress on employees of the Samarinda City Public Prosecutor's Office with a correlation coefficient of workload on work stress of 0.507 with p = 0.000 (p <0.05).

THE INFLUENCE OF FINANCIAL LITERACY AND SPENDING BEHAVIOR ON YOUNG ADULT EMERGENCY FUND OWNERSHIP IN SURABAYA

2023-01-20T03:44:52+00:00

The Covid-19 incident reminds us that having an emergency fund is a crucial allocation outcome for someone in the face of unexpected conditions. The fact is that from various surveys conducted, most Indonesians admit that they do not have adequate emergency funds. This research was conducted to see how financial literacy and spending behavior influence the ownership of emergency funds in young adults in Surabaya. Young adults were chosen in this study because, based on previous studies, in this age range, a person begins to move into a condition of being economically independent and should already be doing financial planning. Data were obtained through questionnaires and processed using logistic regression. The results of the study show that both financial literacy and spending behavior have a significant effect on emergency fund ownership among young adults in Surabaya. This research contributes to the personal finance literature by providing an overview of emergency fund ownership. For young adults, this research can provide insight into the meaning of financial literacy and spending behavior and how these variables can affect one's emergency fund.

THE EFFECT OF SAVING BEHAVIOR AND FINANCIAL LITERACY ON INVESTMENT DECISIONS IN THE GENERATION Z CAPITAL MARKET IN SURABAYA

2023-01-20T03:44:43+00:00

Investment among young people shows rapid growth rates due to financial benefits. Saving activities are replaced by investing activities. This study explores the effect of saving behavior and financial literacy on investment decisions in the capital market by Generation Z in Surabaya. Data collection using a questionnaire distributed online to Generation Z aged 17-23 years who live in Surabaya and have invested in the capital market obtained as many as 100 respondents. The primary data was processed using SEM-PLS 3.0. The study results show that saving behavior and financial literacy significantly influence the investment decisions of Generation Z in the capital market. This research proves that there is a behavioral transition in Generation Z from a saving society to investing society. The implications of research for the government and capital market players through education are active investments to drive the economy, especially in the capital market and contribute to developing the State of Indonesia. However, Generation Z needs to be directed to seek information before investing to make the right decisions.

THE EFFECT OF PRODCUT QUALITY AND PRICE ON THE PURCHASE DECISION OF MOLTO PEWANGI IN ALFAMART PEMURUS DALAM REGION OF BANJARMASIN

2023-01-20T03:44:34+00:00

The purpose of this study was to determine the effect of product quality and price partially and simultaneously on the purchase decision of Molto Pewangi at Alfamart Pemurus of Banjarmasin. The population in this study was 247 consumers of Molto Pewangi products who bought Molto products in 2021. Samples could be taken from 10% to 20% if the population is large or more than 100 (Arikunto, 1998: 120). Hence, the number of samples taken in this study was 50 people with the calculation, namely: F = 20% x 247 = 49.4 rounded to 50. The results of the study are based on the t-test that the product quality variable has a significant value of 0.001 < 0, 05 means that the hypothesis is accepted that product quality has a partial effect on purchasing decisions. Meanwhile, the price variable based on the t-test obtained a value of 0.33 > 0.001 which means the hypothesis is rejected that the price has no partial effect on purchasing decisions. Based on the results of the f test above, it shows a significance value of 0.001 <0.05. and the regression model can be used for decision making or it can be said that product quality and price have a simultaneous effect on purchase decisions.

THE EFFECT OF WORK DICIPLINE IN INCREASING EMPLOYEE PERFORMANCE AT CV DUTA BARITO BANJARMASIN

2023-01-20T03:44:25+00:00

CV Duta Barito Banjarmasin is a company that was initially engaged in selling raw rattan products and now sells finished products. The purpose of this study was to determine the effect of work discipline on employee performance at CV Duta Barito Banjarmasin. The type of research used is descriptive quantitative, where the sample in this study are employees in the production section, totaling 30 people. Sources of data in this study are primary data and secondary data. The data collection techniques used were through questionnaires, observation, interviews, and documentation. While the data analysis method was carried out on the results of the questionnaire answers using the SPSS for Windows version 23 program. The results of the study were from the work discipline variable that affected employee work performance, where discipline was evidence of a sense of responsibility for the tasks assigned to him, so that it would also have a positive impact. against the company. Where from the calculation shows that work discipline has a positive and significant effect on employee performance with a significant value of 0.000 and less than 0.05, which means that work discipline increases, employee performance will also increase with an influence value of 60.5%.

THE EFFECT OF MANAGERIAL OWNERSHIP, INSTITUTIONAL OWNERSHIP AND AUDIT COMMITTEE ON TAX AVOIDANCE IN MINING COMPANIES LISTED ON THE IDX IN 2017-2020

2023-01-20T03:43:57+00:00

This study aims to empirically prove the effect of managerial ownership, institutional ownership and audit committee on tax avoidance in mining companies listed on the Indonesia Stock Exchange in 2017-2020. The research method used is a quantitative method. Data collection method in this study was documentation from secondary data available on Indonesian Stock Exchange website. This study used multiple regression analysis as statistical tools to test the research hypotheses. The results show that managerial ownership, institutional ownership and audit committee have no effect on tax avoidance either partially or simultaneously.

THE EFFECT OF WEB QUALITY AND PERCEIVED OF USEFULNESS ON BEHAVIOR INTENTION TO USE AMONG SHOPEEFOOD USERS IN SAMARINDA

2023-03-10T01:11:14+00:00

This study focuses on the effect of the relationship between variables consisting of Web Quality on Perceived Usefulness, Web Quality on Behavior Intention, and Perceived Usefulness on Behavior Intention. The object of this research is Shopeefood users in Samarinda City. This study uses a quantitative approach method. Using primary data and research data collected using a survey method with questionnaires. The research sample is 90 data and using Structural Equation Modeling (SEM) analysis tools with Smart-PLS Software. The results of this study are Web Quality has a significant positive effect on Perceived Usefulness, Web Quality has a significant positive effect on Behavior Intention, and Perceived Usefulness has a significant positive effect on Behavior Intention. The value of the greatest relationship path is found in the relationship between the Web Quality variable and Perceived Usefulness. There is a direct and indirect relationship in this study, the results of the study show that the direct effect is greater than the indirect effect. The researcher's suggestion to Shopeefood, Shopeefood should further improve the Web Quality to increase Behavior Intention for interest to use Shopeefood in a sustainable manner.

THE EFFECT OF PERCEPTIONS OF BENEFITS, RISK AND SERVICE FEATURES ON INTEREST IN USING SHOPEEPAY AMONG ACCOUNTING STUDENT

2023-01-20T03:44:03+00:00

The purpose of this study is to empirically prove the effect of perceived benefits, risks, and service features on the interest in using ShopeePay (on students majoring in accounting at STIE Nasional Banjarmasin). The research method used in this research is a quantitative method with a survey method through distributing questionnaires to students majoring in accounting at STIE Nasional Banjarmasin with a sample of 100 students who are respondents assisted by statistical tools using SPSS version 22.00 for Windows. The results of this study indicate that the perceived benefit variable affects the interest in using ShopeePay with a significance value of 0.020, the risk variable affects the interest in using ShopeePay with a significance value of 0.006, the service feature variable affects the interest in using ShopeePay with a significance value of 0.00. The results of the study simultaneously affect the interest in using ShopeePay with a significance value of 0.000. In conclusion, partially and simultaneously perceptions of benefits, risks and service features affect the interest in using ShopeePay among students majoring in accounting at STIE Nasional Banjarmasin. Suggestions for further researchers can add other variables such as convenience and trust that affect the interest in using e-money, and can expand the research sample.

DETERMINANTS OF PURCHASE DECISIONS JANJI JIWA COFFEE BALIKPAPAN WITH CONSUMER TRUST AS THE INTERVENING VARIABLE

2023-01-20T03:44:13+00:00

This study aims to know and explain the factors that influence the variable purchasing decisions namely brand image and to see the influence of consumer confidence variables as intervening variables directly and indirectly to the purchase decision of Kopi Janji Jiwa Balikpapan jilid 630. Population in this study is consumers of Kopi Janji Jiwa Balikpapan Jilid 630 who bought in March 2021, which amounted to 9,305 customers and sampled as many as 100 people because of the large number of populations using slovin formula. The method of data collection uses questionnaires that are shared directly with respondents. Data analysis used is path analysis and sobel test as well as classic assumption test and for data processing using SPSS version 25, the data analysis method was carried out with multiple linear regression models and hypothesis testing use part analysis. The results showed that: 1. variable brand image to purchasing decisions have a positive and significant influence on purchasing decisions. 2. variable brand image to consumer confidence has a positive and significant influence on purchasing decisions. 3. Variable consumer confidence in purchasing decisions has a positive and significant influence on purchasing decisions. 4. the influence of brand image variables on purchasing decisions through consumer confidence variables as intervening variables has a positive and significant influence. The influence of brand image on purchasing decisions indirectly is greater in value compared to the direct influence which can be said to have a significant positive effect on purchasing decisions.

THE EFFECT OF JOB BURNOUT ON ACADEMIC PROCRASTINATION ON WORKING STUDENT

2023-01-20T04:06:35+00:00

This study aims to test the effect of job burnout and academic procrastination on working students. This study uses a sample with a probability sampling technique, which uses students who undergo lectures while working. The number of student populations who took the known night class lecture was 127 students who were then counted using the Slovin formula to get the number of samples of 96 subjects. Data collection techniques in this study use a scale which is then analyzed using simple linear regression analysis. Hypothesis testing in this study shows the result that there is an influence between burnout jobs on academic procrastination in working students. This is indicated by the correlation coefficient number between burnout jobs and academic procrastination is R_xy = 0.341 with a significance value of 0.001 (sig < 0.05) which means there is an influence between burnout jobs on academic procrastination in working students. The higher the burnout job in students, the higher the academic procrastination, and vice versa.